Law Offices of Christopher C. Thaens, P.C.

Personal Injury, Accident Lawyer, and Litigation Attorney

   

Auto & Vehicle Accidents

If you are involved in a serious motor vehicle accident, there are several important factors that require immediate consideration, making it crucial that you consult an attorney experienced with New York accident cases, such as Chris, as quickly as possible. Between medical care, insurance forms, and protecting your personal interests in any subsequent court action, having a skilled and experienced New York car and vehicle accident attorney behind you can make the difference between winning and losing your case.

My legal team takes immediate action by preserving evidence and starting the initial investigation quickly.

Understanding No-Fault Laws

New York is a No-Fault insurance state. This means that certain expenses are covered by the insurance of the car you are in when an accident happens. If the car you were in or the one that hit you as a pedestrian does not have insurance but you or a family member in your household does, then that becomes the No-Fault insurance carrier. You are entitled to No-Fault benefits regardless of fault. New York laws mandate that all auto insurance policies come standard with a No-Fault limit of $50,000 per person.

There are important steps to follow in order to increase your chances that the insurance company will pay No-Fault benefits in the manner that the No-Fault law was designed: In order to qualify for No-Fault benefits, you must file a No-Fault Application (form NF-2) with the insurance carrier of the car you were in when the car accident took place. If you were a pedestrian, you should send the form to both the insurance carrier of the car that hit you and the insurance carrier of a car that you own (if you own a car). When you speak to your insurance company, ask for the form. They won’t always send it to you automatically because they know of the time constraints. These are serious time constraints, so, if you are in an accident, it is especially important not to delay filing the No-Fault Application. You have thirty (30) days from the date of the auto accident to file the form.

Understanding your rights following a car or truck accident in a No-Fault state can be confusing, and Chris is ready to help you if you have been involved in an accident involving any of the following: